Trusted Advisors for Small Business Owners, Families and Individuals Since 1984 and MLBA member since 1992! Established in 1984 by Joe Klinkhammer, Klinkhammer Financial has remained an independent financial advisory firm, family owned and operated, for over 30 successful years. Joe and his team of advisors are truly dedicated to helping business owners, families & individuals identify and plan for their financial goals, manage their risks, and benefit from the rewards. Our ultimate focus? Driving clients towards their best financial opportunities.